Additional Coverage When Standard Policy Limits Aren’t Enough

Commercial umbrella insurance provides an added layer of liability protection when a claim exceeds the limits of your existing commercial insurance policies. It can help protect your business from large lawsuits, legal fees, settlements, and judgments that may go beyond policies such as general liability, commercial auto, or employers’ liability coverage.

For businesses with greater exposure to liability risks, umbrella coverage can be an important part of a well-rounded insurance plan. Tom can help review your current coverage, identify potential gaps, and determine whether commercial umbrella insurance makes sense for your business.

What Commercial Umbrella Insurance Can Help With

Higher Liability Claims

Adds protection when a covered claim exceeds your primary policy limits.

Legal Fees & Settlements

Helps with costly legal expenses, settlements, or judgments tied to covered claims.

Commercial Auto Gaps

Provides added protection when business auto liability limits are not enough.

General Liability Gaps

Supports your business when a claim goes beyond standard liability coverage.