Snow Removal

Snow removal businesses face unique seasonal risks while operating trucks, plows, and equipment in winter conditions. Tom helps snow removal contractors secure insurance coverage designed to protect their vehicles, crews, and business operations. Policies often include general liability, commercial auto, workers’ compensation, and equipment coverage to help keep winter service businesses protected throughout the season.

Landscapers

Landscaping businesses rely on trucks, trailers, equipment, and crews to complete jobs safely and efficiently. Tom works with landscaping companies to build insurance coverage that protects their vehicles, employees, and tools while they’re out on job sites. Policies often include general liability, workers’ compensation, commercial auto, and equipment coverage to help landscapers stay protected throughout the busy season.

Masons

Masonry contractors face job-site risks that can include property damage, employee injuries, and equipment loss. Tom works with masonry professionals to secure insurance coverage designed for construction trades and contractor businesses. Coverage often includes general liability, workers’ compensation, commercial auto, and tools or equipment protection to help keep masonry businesses protected while they work.

Funeral Homes

Funeral homes serve families during some of the most important moments in their lives, and their business operations require dependable protection. Tom works with funeral home owners to secure insurance coverage that protects their facilities, vehicles, staff, and daily operations. Policies may include general liability, commercial property coverage, workers’ compensation, and commercial auto to help funeral homes operate with confidence.

Florists

Florists depend on storefront space, inventory, refrigeration equipment, and delivery vehicles to run their business successfully. Tom works with florists to build insurance coverage that protects their shop, products, and daily operations. Policies often include general liability, commercial property coverage, and commercial auto for delivery vehicles to help protect both the storefront and the business behind it.

Contractors

Contractors face a wide range of job-site risks, from property damage and equipment loss to employee injuries and vehicle accidents. Tom works directly with contractors to secure insurance coverage designed to protect their business, crews, tools, and job sites. Coverage often includes general liability, workers’ compensation, commercial auto, and equipment protection to help contractors stay protected while completing projects and growing their business.